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What is M Pesa?

M‐PESA (“M” for mobile and “Pesa” for money in Swahili) is an electronic payment and store of value system that is accessible through mobile phones. It allows its users to transfer money using a mobile phone. To use the service, customers first register with Safaricom at an M-Pesa outlet, usually a shop, chemist or petrol station. They can then load money onto their phone. The money is sent onto a third party by text message. The recipient takes the phone to their nearest vendor, where they can pick up the cash.

M是英語mobile(手機), Pesa在肯亞的土語是“錢”的意思,

M-PESA顧名思義就是利用手機作為金錢往來(轉帳)的媒介！